Privacy Policy


Last updated: 12/2013

 

Facts What does People's Credit Union do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This Information can include:
  • Social Security #
  • Credit Scores
  • Account Balances
  • Overdraft History
  • Credit History
  • Checking Account Information
How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons People's Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does People's Credit Union share? Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus Yes No
For our marketing purposes — to offer our products and services to you No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes — information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes — information about your creditworthiness No We don't share
For our affiliates to market to you Yes Yes
For non-affiliates to market to you Yes Yes
Limiting Sharing
To limit our sharing
  • Call 337-393-2495 — our menu will prompt you through your choice(s)
  • Complete the online form
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.
 
Questions?
Questions? Call 337-393-2495 or go to https://www.peoplescu.info
Who we are
Who is providing this notice? People's Credit Union
What we do
How does People's Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does People's Credit Union collect my personal information? We collect your personal information, for example, when you:
  • Open an account
  • Apply for a loan
  • File an insurance claim
  • Give us your income information
  • Give us your contact information.
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates' everyday business purposes — information about your creditworthiness,
  • Affiliates from using your information to market to you,
  • And sharing for non-affiliates to market to you.
State law and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account - unless you tell us otherwise.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • People's Credit Union has no affiliates.
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Nonaffiliates we share with can include - CUNA Mutal Financial Group.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • People's Credit Union does not jointly market.