Loans

Your money is federally insured by the NCUA for up to $250,000.

Equal Housing Lender


Loan INTEREST Rates

Loan Type Percentage Financing Loan Term Additional Details
New Vehicle 90-100% Up to 72 mo. Annual Percentage Rate (APR) as low as 3.25%.
Used Vehicle 90-100% (Based on NADA pricing.) Up to 60 mo. Usually, no vehicle over 15 years old. No reconstructed or salvaged vehicles qualify. APR as low as 4.00%.
Motorcycle & Watercraft 90-100% (Based on NADA pricing.) Up to 60 mo. Same as New and Used Vehicle Rates, respectively.
Share Secured 90% of Share Value Renewed Annually Pledge your shares for collateral and continue to earn dividends on your account. APR is 3% above dividend rate.
Mortgages (Home) 85% of Selling Price or Appraisal Value (whichever is lower) 5-20 years No more than $100,000.00. APR as low as 5%.
Mortgages (Land) 85% of Selling Price or Appraisal Value (whichever is lower) 5-15 years No more than $75,000.00. APR as low as 6%.
Signature 1-5 years Unsecured loan up to $2,500.00. 8-15% APR (see chart below).
Farm & Lawn Equipment 1-5 years Annual Percentage Rate (APR) 15.00%

"Good Guy" rates apply (signature loans only) to those who qualify. Visit credit union for details.

 

Signature Secured APR by Credit Score

Credit Score APR (annual percentage rate)
Above 749 8%
700-749 9%
650-699 10%
600-649 13%
Under 599 15%