Your money is federally insured by the NCUA for up to $250,000.
Equal Housing Lender
|Loan Type||Percentage Financing||Loan Term||Additional Details|
|New Vehicle||90-100%||Up to 72 mo.||Annual Percentage Rate (APR) as low as 2.25%.|
|Used Vehicle||90-100% (Based on NADA pricing.)||Up to 60 mo.||Usually, no vehicle over 15 years old. No reconstructed or salvaged vehicles qualify. APR as low as 3.00%.|
|Motorcycle & Watercraft||90-100% (Based on NADA pricing.)||Up to 60 mo.||Same as New and Used Vehicle Rates, respectively.|
|Share Secured||90% of Share Value||Renewed Annually||Pledge your shares for collateral and continue to earn dividends on your account. APR is 3% above dividend rate.|
|Mortgages (Home)||85% of Selling Price or Appraisal Value (whichever is lower)||5-20 years||No more than $100,000.00. APR as low as 5%.|
|Mortgages (Land)||85% of Selling Price or Appraisal Value (whichever is lower)||5-15 years||No more than $75,000.00. APR as low as 6%.|
|Signature||—||1-5 years||Unsecured loan up to $2,500.00. 8-15% APR (see chart below).|
|Farm & Lawn Equipment||—||1-5 years||Annual Percentage Rate (APR) 15.00%|
"Good Guy" rates apply (signature loans only) to those who qualify. Visit credit union for details.
Signature Secured APR by Credit Score
|Credit Score||APR (annual percentage rate)|